WARNING: As of December 2012 your repayment history (i.e. missed and late payments) is being recorded, and could end up on your Credit Report! The Federal Privacy Commissioner has announced that from December 2012 missed payments on credit cards or loans may be included on your credit reporting file and could affect your ability to obtain credit in the future.  Changes to [ More ]

There’s a Better Way than Payday What is a payday loan? ‘Payday loans’ are expensive, short-term loans commonly for amounts between $100 and $2,000. Who we are The Payday Lending project is a joint project between the Consumer Credit Legal Centre and Legal Aid NSW. It is a 12 month project and commenced in July 2012. Among other objectives, the project [ More ]