This handbook is a practical guide for people having trouble with their mortgage. Getting behind on your repayments for a home loan is stressful. This handbook will help guide you to get a repayment arrangement in place with your lender. It explains your options and it has sample documents you can use and a list of useful contacts.
This 2024 publication is the 5th edition of the Mortgage Stress Handbook. It was written by the Financial Rights Legal Centre and Legal Aid Commission of NSW. The Mortgage Stress Handbook was first published in 2009 by Legal Aid NSW.
The Handbook is also available online at Legal Aid NSW where you can order a free copy.