Joint submission by Financial Rights and the Consumer Action Legal Centre to Australian Treasury on the Regulation of Claimant Intermediaries. Our key concern is to ensure that financial counsellors are included in Financial Sector Reform (Hayne Royal Commission Response) (Claimant Intermediaries) Regulations 2020 as an exempt category to enable financial counsellors to continue to provide free and independent support and advice to consumers with respect to matters including their insurances.