Supplementary Submission to the Life Code Review

This supplementary submission seeks to clarify understanding of the law as it applies to life insurers and its interaction with their code obligations. Overall, we welcome the recommendations made in the Interim Report and commend the review for its thorough consideration of a set of multiple complex issues. We also welcome further consideration of the issues raised with respect to mental health and blanket exclusions. There is significant complexity here, complexity made worse by the historical approach taken by life insurers to meeting the requirements of the Disability Discrimination Act 1992.