Credit & Debt Legal Advice line: 1800 844 949 (NSW)
Legal issues we can advise on
- Consumer loans – mortgages, credit cards, personal loans, easy cash loans, payday loans
- Consumer leases
- Pawnbroking
- Buy now Pay later
- Wage advances
- Car/home repossessions
- Court recovery and enforcement against a caller
- Bankruptcy notices and creditors petitions
- Credit reporting
- Mistaken payments / e-payments code complaints (disputes against financial services companies)
- Unaffordable loans
- Unfair guarantees
- Excessive or unfair bank/loan fees
- Part 9 debt agreements
- Credit management firms
- Personal budgeting services
- Unpaid strata levy hardship (not other strata disputes like repairs)
Legal issues we don’t advise on
- Consumer law where there is no linked credit (for example, gym membership, doctors bills)
- Private sales (Facebook/Gumtree/Ebay purchases)
- Loans to or from individuals/family/friends
- Legal costs
- Family law
- Neighbour disputes
- Property law
- Wills and estates
- Powers of attorney/guardianship
- Payment service disputes (for example, Paypal)
- Part 10 debt agreements
- Commercial loans and leases
Insurance Law Service: 1300 663 464 (national)
Legal issues we can advise on
- Consumer Credit Insurance
- Debts to insurance companies from motor vehicle accidents
- Funeral Insurance
- Home and Contents Insurance (including Floods and Bushfires)
- Income Protection
- Life Insurance
- Motor Vehicle Insurance
- Pet Insurance
- Superannuation related Insurance
- Travel Insurance
Legal issues we don’t advise on
- Motor Vehicle Accidents – where no one is insured
- Fault in motor vehicle accidents
- Going to court in motor vehicle accident matters
- Compulsory Third Party Insurance
- Health Insurance
- Home Warranty Insurance
- Personal Injury
- Pleasure Craft
- Professional Indemnity Insurance
- Public and Product Liability
- Workers Compensation
- Claims for negligence against 3rd parties
